Our homes are often times the biggest investment we’ll make in our lives. That is why it is so important to obtain Homeowner’s Insurance and often is a requirement of your mortgage company.
Property Coverage covers the physical Home in the event of specified losses. For coverage of high value items such as fine art, jewelry, guns, etc. an additional endorsement for these items may be needed.
Personal Property Coverage covers you and your family’s personal property up to the limit of your policy.
Medical Payments Coverage pays for injuries to others in the event of an accident on your property.
Liability Coverage covers you against accidents that occur within your home and on your property. It will protect your assets in the event of a lawsuit against you, pay for your legal defense and pay for settlements and judgments against you up to your policy limit.