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Umbrella insurance is an extremely important coverage you keep behind the scenes to respond if/when the limits of your other liability policies (Home,Auto,etc.) are not enough to cover costs associated with an injury you cause to others and/or damage caused to their property.  An Umbrella provides a minimum of $1,000,000.00 in additional Liability coverage at a very affordable price.  Minimums on Liability coverage are required on your existing policies to qualify for an Umbrella Policy.  This will protect you and your family in the event of a lawsuit in which you are being sued for an amount beyond the liability coverage included in your home, auto or other liability policy.  It is very easy to exhaust your liability limits, especially when multiple parties were involved in an accident and injured.  If you find yourself involved in a lawsuit without enough coverage it can drastically change your life.  Protect your assets, your family and your way of life with a Personal Catastrophe Liability Policy.  You will not regret it.